At the Manroel Law Group, our job is to inform you of your options regarding bankruptcy and debt relief so that you can make a fresh start – as have many of our former clients.

Perhaps you have fears about declaring bankruptcy. You are afraid you will lose everything and that you will never be able to get a home loan, car loan, or credit card again. On the other hand, you are tired of creditors’ letters and using credit cards to make ends meet. You fear garnishment of your hard-earned wages. You probably need answers on how bankruptcy can address your financial crisis.

At the Manroel Law Group, our bankruptcy lawyers are dedicated to helping you achieve economic stability by understanding the bankruptcy process and making informed decisions about your future. Contact us today for a free 30 minute initial consultation.

Eligibility

Declaring bankruptcy begins with a determination of eligibility. At the Manroel Law Group, we conduct a liquidation analysis of all your assets. Together, we compare your income and liabilities. We keep you informed every step of the way and help you take the necessary steps to file a petition with the bankruptcy court.

Need

Once we have determined your eligibility, we assess your needs. What are your goals? Do you have any disposable assets? People often have concerns about what they stand to lose in a bankruptcy proceeding.

Dischargeability

You must know that when you declare bankruptcy, not all debt is dischargeable. A reliable way to determine dischargeability is to discuss your debts with a San Diego bankruptcy lawyer. Our attorneys will examine when each debt was incurred, whether it was a personal loan, credit card charge, or a medical bill (all of which are dischargeable). Talk to one of our debt settlement lawyers for more helpful insight about your particular case.